Q: What are my debt relief options?

A: The most common debt relief options are: debt consolidation, debt management, and debt settlement. You may also want to consider home refinance or a home equity loan.

Q: How will debt consolidation affect my credit?

A: Debt consolidation has a minimal effect on your credit. In most cases, you apply for a home refinance or debt consolidation loan and use the proceeds to pay your other debts. Although you will now have a single larger debt on your credit report, several small debts will be eliminated.

To learn more about debt relief and how to get started, please visit Debt Relief at:

www.debtrelief.bz