Council urged to deal with foreclosures
by Dave Roberts
Aug 27, 2009 | 529 views | 4 4 comments | 10 10 recommendations | email to a friend | print
City officials are concerned about the visual blight of rundown homes for sale due in large part to foreclosures, but say they can’t do anything about it.<br><i>Photo by Dave Roberts</i>
City officials are concerned about the visual blight of rundown homes for sale due in large part to foreclosures, but say they can’t do anything about it.
Photo by Dave Roberts
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A former city treasurer candidate urged the City Council at its last meeting to deal with the rampant foreclosures in Antioch that he said are causing blight and bringing down property values.

“The typical streets now have a couple of homes that are for rent, for sale and a couple more that have recently sold or are pending in bankruptcy,” Robert Kalafate told the council on Aug. 11. “Several of these homes could be categorized as blight or nuisances. And other neighbors in adjoining properties have taken the example and just stopped caring for their properties. Brown lawns and ‘for sale’ signs on distressed and vacant properties are a welcome mat for would-be vandals and squatters, which increases the law enforcement costs in an already strained budget.”

Antioch has had 2,300 houses go into foreclosure, with another 2,000 foreclosures expected, according to RealtyTrac.com, said Kalafate. “Banks have done little to maintain the properties, and we are seeing the results today,” he said. “Home values have declined. And I believe that part of the price decline is the unkempt front properties.”

Kalafate, who came in third in the city treasurer’s race in 2008, cited a state law that allows cities to require the bank that owns a foreclosed property to keep the property maintained or face a fine of $1,000 per day. The City of Stockton, which has had three times the number of foreclosures as Antioch, has used that law to hire companies “to clean up and green up” properties in that city, he said.

“These banks have received economic stimulus money in the billions,” he said. “That money can be directed back to Antioch’s business community. Local businesses can provide the products and services to re-sod, to clean up the properties, to paint the lawn and provide weekly landscaping. I request the council to take the steps appropriate in an urgency ordinance and obligate the banks to green up the next wave of 2,000 foreclosures.”

But the council did not follow up on that request, citing a lack of city staff to do the work necessary to require the banks to maintain their foreclosed properties.

“I feel bad because … (of) the amount of homes that have been left in such disarray and the inability of being able to go after them because of the lack of staffing to follow up,” said Councilwoman Mary Rocha. “It puts our code enforcer in a bad situation.

“We’ve tried. (Councilwoman) Martha (Parsons) and I hoped we could help out in the community. At this point we were told that the graffiti committee (with volunteers) would probably be the best way to go first. And then perhaps establish something that would be supportive to the home foreclosures. So we are aware of it, we understand it. But it’s the staffing time that it takes to go after those properties in trying to go through the process. Believe me, it’s a headache.”

City Attorney Lynn Tracy Nerland seconded Rocha’s remarks, saying that the City Council has already adopted an ordinance requiring that foreclosed properties be maintained, adding, “It’s a staffing issue, not an ordinance issue.”
Comments
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wynnell
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September 05, 2009
I am NOT wrong in my opinion that a great many people were guided into home purchases that they had no way to understand or afford. And they were assured that as in decades past, the mortgage could be refinanced when it came due, and there was reasonable hope of a lower interest rate. Now, of course, people want nice things. Nice things are self regulating. You can have only what you can afford. And you have the order of the problem backwards. The mortgages that started with teaser interest only rates, only to reset by sometimes thousands of dollars in as few as three years cannot be directly tied to a job loss. Perhaps the home was too far from the job, making the commute expensive, but this burden falls solely on the home purchaser.The mortgage industry clearly had huge incentives of their own to stay in business. And I have nothing at all against, "hard working people," but they do not all belong in homes they will never be able to afford.

Section 8 renters actually drove 9 of us from what had been a really nice neighborhood back in the early 1990's. Then, as I mentioned earlier, there was an influx of renters of all kinds, and not the transitional Section 8 assistance program, but multi-generational abuse of this program. The Police and the City are aware of the complaints.Perhaps they are afraid to take any REAL ACTION,

Due in part to the Wal Mart and the Section 8 renters who pay just a fraction of their income, Antioch has been on a steady decline for nearly a decade. I happen to know that in communities where Section 8 is NOT allowed, there are just a very small fraction of those problems.

I do no believe that Antioch will ever see their home prices rebound. This wil simply continue to foster crime, entice other municipalities to setup their Section 8 rentals, and there will be more and more Registered Sex Offenders.

It is sad. This did not have to happen. The City Councils in the early 1990's did the City no favors. Year ago, we did ourselves a huge favor and moved out of any City limits. Unincorporated is the way to go. The less sevices, crap stands, WalMart,KMart and discount grocers, the

higher educational and higher percentage of mortgages that are paid off.

People who want to have nice things must finish school, work hard and save until they can afford them, On THEIR paycheck, not MINE.
wynnell
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September 04, 2009
Antioch resident
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September 03, 2009
Wynell you're dead wrong on this one. Everyone wants to blame Section 8 for this. The majority of the homes were bought by hard-working people who wanted to have a nice affordable home. Unfortunately, some were talked into more home than they could afford. Then the job losses came, then the forclosures. I say this because I used to work in the mortgage industry. Yes, some of the Section 8 residents are bad apples, but don't place all the blame on them.
Wynnell
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September 02, 2009
It really is a shame that the City of Richmond, Oakland and Vallejo publicly announced that they thought it would be a good move for them to move their Section 8 families into Antioch because of the larger homes. Add that to the Walmart and absent parents, and you have the demise of what used to be a family friendly city. Now it's not safe to even drive through Antioch, and God forbid you turn your head and look at the folks in the car next to you at a light. Many people blame EVERYONE else, from Realtors, Mortgage Brokers and Banks, but no one is responsible for the ghetto that has becme Antioch except the people who were not willing to live within their means. I know that this is a hard pill to swallow, but it is the true reason for probably 75% of the foreclosed and distressed homes.

If you did not have the good fortune to move before this happened, you are likely stuck for 5-10 years. The City Council needs to held accountable for this mess.
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