(BPT) - The holiday season is here, and with it comes gift-giving, travel and plenty of other ways to rack up expenses. If you want to maximize your dollars, you need to spend like a pro — and that means using credit card rewards. Whether you want to plan a trip away or have the best-decorated house on your street, here is everything you need to know to make sure you are getting the most bang for your buck.
How to earn and use credit card points in three easy steps:
Rewards come in many shapes and sizes, but generally, there are three main ways to rack up savings: sign-up bonuses, purchases and credit card referrals.